Investing for the Future

Blogs earlier this year pointed out the benefits of spending less money than one earns in order to pay off debt and to build an emergency fund covering several months of expenses. It is also sensible to continue saving as much as one can manage over a lifetime, because income from Social Security and a … Continue reading Investing for the Future

To Budget, or not to Budget?

I wrote an overview of Financial Literacy in my blog from the beginning of the year. For those of us who find explanations easier to understand when clarified by pictures, the Infographic Guide to Personal Finance is a visual reference available from the library. My earlier blog included a link to useful guidance on how … Continue reading To Budget, or not to Budget?

Money Matters!

Financial Literacy is a worthy goal. To be financially literate is to understand how to manage money, which can mean the difference between struggling to survive and living comfortably. Unfortunately, many people around the world lack the skill to calculate discounts or even change owed from a purchase. I believe that practical financial skills should … Continue reading Money Matters!